Welcome to Finorima (“Finorima,” “we,” “us,” or “our”). Finorima is a finance-focused social platform designed to facilitate discussions, education, and community-driven insights around money and financial topics.

By accessing or using Finorima (the “Platform”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree, do not access or use the Platform.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use Finorima. By using the Platform, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

2. Nature of the Platform

Finorima is a community-driven platform. Content on Finorima is generated by users and may include opinions, experiences, commentary, and general financial discussions.

All content is provided for educational and informational purposes only. Nothing on Finorima constitutes financial, investment, legal, tax, or professional advice.

3. No Financial Advice

Finorima is not a registered investment advisor, broker-dealer, or financial institution. Any actions you take based on content found on the Platform are taken at your own risk.

You should always consult a qualified professional before making financial decisions.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree not to impersonate any person or entity, misrepresent your affiliation, or provide false or misleading information.

5. User Content

You retain ownership of the content you submit (“User Content”). By posting on Finorima, you grant us a non-exclusive, worldwide, royalty-free, transferable license to use, display, reproduce, distribute, and modify such content for the purpose of operating and improving the Platform.

You are solely responsible for your User Content and any consequences arising from it.

6. Content Moderation & No Endorsement

While we may moderate content to maintain community standards, we do not guarantee the accuracy, completeness, or reliability of any content.

The presence of content on Finorima does not imply endorsement, approval, or verification by Finorima.

7. Prohibited Conduct

You agree not to:

• Post unlawful, fraudulent, or misleading content
• Engage in harassment, hate speech, or abusive behavior
• Manipulate discussions or attempt market manipulation
• Scrape, harvest, or misuse platform data
• Introduce malware, bots, or automated systems

8. Intellectual Property

The Finorima platform, branding, design, and underlying software are owned by Finorima and protected by intellectual property laws.

All logs, trademarks, and third-party content remain the property of their respective owners.

9. Termination

We reserve the right to suspend or terminate access to the Platform at any time, with or without notice, for any violation of these Terms or for any reason we deem necessary.

10. Disclaimer of Warranties

Finorima is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding availability, accuracy, or fitness for a particular purpose.

11. Limitation of Liability

To the fullest extent permitted by law, Finorima shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of the Platform.

12. Indemnification

You agree to indemnify and hold harmless Finorima and its affiliates from any claims, losses, liabilities, or expenses arising from your use of the Platform or violation of these Terms.

13. Changes to These Terms

We may update these Terms from time to time. Continued use of the Platform after changes constitutes acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

15. Contact

If you have questions about these Terms, contact us at:
support@finorima.com