Effective Date: February 4, 2026

Finorima (“Finorima,” “we,” “us,” or “our”) operates a finance-focused social platform designed to facilitate discussion, learning, and community-driven exchange of financial knowledge. This Privacy Policy explains how we collect, use, share, retain, and protect information when you access or use our websites, mobile applications, and related services (collectively, the “Services”).

By accessing or using Finorima, you acknowledge that you have read, understood, and agreed to the practices described in this Privacy Policy.

1. Information We Collect

1.1 Information You Provide Directly

• Account information such as username, email address, profile details, and preferences
• User-generated content including posts, comments, replies, messages, media, and uploads
• Information submitted through forms, surveys, promotions, or support requests
• Communications with Finorima, including emails, reports, appeals, and feedback

1.2 Information Collected Automatically

• Device and technical data such as IP address, device identifiers, operating system, and browser type
• Usage and interaction data including logs, timestamps, page views, clicks, and referral URLs
• Approximate geographic location inferred from IP address
• Cookies, pixels, local storage, SDKs, and similar technologies

1.3 Information from Third Parties

We may receive information from third-party service providers, analytics partners, authentication providers, advertising networks, or integrated fintech services, subject to applicable law and your settings.

2. How We Use Information

• Operate, maintain, and improve the Services
• Enable community participation, posting, moderation, and discovery
• Personalize content, feeds, recommendations, and features
• Monitor usage trends, platform health, and performance
• Detect, prevent, investigate, and respond to fraud, abuse, spam, and policy violations
• Enforce our Terms of Use and community guidelines
• Comply with legal, regulatory, and contractual obligations

3. Public Content & Platform Visibility

Finorima is a social platform. Content you submit may be public by default and visible to other users, third-party services, and search engines.

Even if content is deleted or an account is closed, copies may persist in backups, logs, archives, or where required for legal, security, or compliance purposes.

4. Cookies, Analytics & Advertising

We use cookies and similar technologies to authenticate users, maintain sessions, analyze usage, measure performance, prevent abuse, and improve the Services.

Third-party analytics and advertising partners may collect information using their own technologies. You can control cookies through browser or device settings, though some features may not function properly if disabled.

5. Sharing & Disclosure of Information

We may share information:

• With service providers that support hosting, analytics, security, moderation, and support
• With partners or integrations you explicitly choose to use
• To comply with legal obligations, lawful requests, or court orders
• To protect the rights, safety, and integrity of Finorima, users, or the public
• In connection with mergers, acquisitions, reorganizations, or asset transfers

Finorima does not sell personal information as defined under applicable privacy laws.

6. Financial & Third-Party Services

Finorima may link to or integrate third-party financial tools, APIs, or services. Any data shared with such services is governed by their own privacy policies. Finorima is not responsible for third-party practices or decisions.

7. Data Retention

We retain information for as long as reasonably necessary to operate the Services, comply with legal obligations, resolve disputes, enforce agreements, and protect platform integrity.

8. International Data Transfers

Finorima operates globally. Information may be processed or stored in jurisdictions outside your country of residence. We apply safeguards consistent with applicable law.

9. Your Privacy Rights

Depending on your jurisdiction, you may have rights under laws such as GDPR, CCPA, CPRA, or similar regulations, including rights to access, correct, delete, or restrict processing of your personal data.

Requests may be submitted to privacy@finorima.com.

10. Automated Decision-Making & Moderation

Finorima uses automated systems and human review to detect spam, fraud, harmful behavior, and violations of platform policies. These systems may affect content visibility, moderation actions, or account status.

11. Security Measures

We implement reasonable administrative, technical, and physical safeguards designed to protect information. However, no system is completely secure, and we cannot guarantee absolute security.

12. Children’s Safety & Protection

Finorima is not intended for children or individuals under the age of 18. We do not knowingly collect, solicit, or retain personal information from children.

If we become aware that a child has provided personal information, we will take prompt steps to remove such information and terminate the associated account.

Finorima actively enforces age-related access restrictions, content moderation, reporting mechanisms, and abuse detection systems to protect minors and prevent harmful or exploitative activity.

Parents or guardians who believe a child has accessed Finorima may contact privacy@finorima.com to request review or deletion of information.

13. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be effective when posted. Continued use of the Services constitutes acceptance of the revised Policy.

14. Contact Information

For privacy-related inquiries, please contact:
privacy@finorima.com