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Effective Date: February 4, 2026
Last Updated: August 22, 2026
Finorima (“Finorima,” “Platform,” “we,” “us,” or “our”), operated by Mog Tech Holdings LLC and its corporate affiliates, respects your privacy and is committed to protecting your personal data.
This Privacy Policy explains how we collect, use, disclose, retain, and safeguard your personal information when you visit our website, use our mobile applications, access our financial community tools, participate in our rewards programs, or interact with our services.
By accessing or using Finorima, you acknowledge that you have read, understood, and agreed to the practices described in this Privacy Policy. If you do not agree with our policies and practices, your choice is not to use our Platform.
We collect information directly from you, automatically through your device interactions, and from select third-party partners.
Account Registration Data: Full name, email address, username, password, profile photo, bio, and contact communications.
Identity & Verification Data (KYC/AML): Government-issued identification, tax identification numbers (e.g., SSN/ITIN where required for cash/stock rewards processing), date of birth, residential address, and identity verification documentation.
Financial & Reward Distribution Data: Linked bank account details, payout wallet details, brokerage account metadata, transaction histories, and tax tax-filing documentation (e.g., Form 1099 details for rewards distributions).
User-Generated Content: Posts, comments, stock charts, trade tags, forum threads, messages, likes, votes, and media uploads.
Communications: Customer support inquiries, feedback, bug reports, and survey responses.
Device & Network Data: IP address, device model, operating system, unique device identifiers (UDID/UUID), browser type, network provider, screen resolution, and preferred language settings.
Usage & Behavioral Data: Pages viewed, click paths, search queries, feature usage, timestamps, session duration, referrers, and interactions with financial widgets or advertisements.
Location Data: Coarse/approximate location derived from IP address (and precise geolocation if explicitly authorized via device permissions).
Cookies & Tracking Technologies: Pixels, local storage (HTML5), web beacons, and session identifiers to remember settings, analyze traffic, and secure your account.
OAuth & Social Logins: Account metadata if you log in via third-party providers (e.g., Google, Apple).
Financial & Market Data Providers: Aggregated portfolio data or market quote confirmations.
Identity & Security Vendors: Fraud screening services, sanctions list verification, and anti-spam verification tools.
We process your personal information for specific, legitimate operational and legal purposes, including:
Platform Operations: To create and maintain your account, process financial rewards or stock payouts, render market discussions, and deliver requested services.
Personalization & Algorithmic Delivery: To tailor your feed, recommend financial discussions, display relevant market assets, and customize platform preferences.
Security & Fraud Prevention: To detect and prevent market manipulation, spam, fraudulent transactions, unauthorized account access, bot attacks, and security vulnerabilities.
Legal & Regulatory Compliance: To satisfy Know Your Customer (KYC), Anti-Money Laundering (AML), tax reporting (IRS/state tax authorities), and legal compliance obligations.
Platform Improvement & Analytics: To analyze user engagement, debug technical issues, measure product feature adoption, and optimize server infrastructure.
Communications: To send administrative notices, platform updates, security alerts, and promotional communications (which you may opt out of at any time).
Finorima does not sell your personal identification details to data brokers. We share your information only under the following limited circumstances:
We share data with trusted third-party vendors who perform services on our behalf under strict data protection agreements:
Cloud storage and infrastructure hosting (e.g., database and serverless computing infrastructure).
Payment gateways, banking partners, and stock/reward distribution agents.
Identity verification and KYC/AML screening providers.
Analytics and customer support services.
We may disclose your information if required to do so by law, court order, subpoena, or government regulation, or if we believe in good faith that disclosure is reasonably necessary to:
Comply with financial regulations, SEC/FINRA inquiries, or law enforcement demands.
Enforce our Terms of Service or protect legal rights and remedies.
Investigate market manipulation, fraud, or cybersecurity threats.
Protect the safety, property, or rights of Finorima, our users, or the public.
In the event of a merger, acquisition, corporate reorganization, bankruptcy, asset sale, or joint venture involving Mog Tech Holdings LLC or Finorima, user data may be transferred as a core business asset. You will be notified via email or platform announcement of any shift in ownership or legal control.
Information posted in public forums, user profiles, commentary, stock tags, and forum threads is visible to all platform users and web indexers. Exercise caution when sharing sensitive personal or financial details publicly.
We implement industry-standard administrative, physical, and technical safeguards designed to protect personal information from loss, theft, misuse, unauthorized access, disclosure, or alteration. These measures include transport encryption (TLS/HTTPS), data encryption at rest, access control firewalls, and role-based permissions.
We retain your personal information for as long as your account remains active or as necessary to fulfill the purposes outlined in this policy. When data is no longer needed, we securely delete or anonymize it, except where applicable laws (such as financial, tax, AML, or corporate recordkeeping regulations) mandate longer retention periods (typically up to 7 years).
Depending on your jurisdiction (e.g., California, US States, EU/UK GDPR), you may have the following rights regarding your personal information:
Access & Portability: Request a copy of the personal data we hold about you in a structured, machine-readable format.
Correction & Rectification: Update or correct inaccurate or incomplete account information directly in your settings or by contacting support.
Deletion / Right to Be Forgotten: Request deletion of your personal data, subject to legal and regulatory retention obligations.
Restriction & Objection: Object to or restrict certain types of data processing, such as direct marketing or algorithmic profiling.
Opt-Out of Marketing: Unsubscribe from marketing emails via the "Unsubscribe" link in any promotional message.
Non-Discrimination: Exercise your privacy rights without fear of penalty, discriminatory service tiers, or improper denial of platform access.
To exercise any of these rights, submit a verifiable request to privacy@finorima.com.
Finorima is operated from and hosted in the United States. If you access the Platform from outside the United States, please be aware that your information will be transferred to, stored, and processed in the United States, where data protection laws may differ from those in your home jurisdiction. By using the Platform, you consent to the transfer and processing of your data within the United States.
Finorima is strictly intended for individuals who are 18 years of age or older. We do not knowingly collect or solicit personal information from anyone under the age of 18 (or under 13 under US COPPA guidelines). If we learn that we have collected personal data from a minor without verified parental consent, we will delete that information immediately.
The Platform may contain links to third-party websites, financial tools, brokerages, or services not owned or controlled by Finorima. We are not responsible for the privacy practices, security, or content of third-party platforms. We encourage you to review the privacy policies of any third-party service you visit.
We may update this Privacy Policy periodically to reflect changes in our legal obligations, regulatory mandates, or operational practices. When updates are posted, we will revise the "Last Updated" date at the top of this document. Material changes will be communicated via prominent platform notification or direct email before taking effect.
For questions, privacy inquiries, data subject access requests, or regulatory concerns, please contact us at:
Data Protection & Privacy Email: privacy@finorima.com or support@finorima.com